Privacy Policy

Effective: October 2006

Our Commitment to Privacy

Your privacy is important to Spirit Finance Corporation and we are committed to maintaining your confidence and trust. For that reason, we have established this Privacy Policy. In the course of doing business with Spirit Finance Corporation, you may share personal and financial information with us. We treat this information as confidential and recognize the importance of protecting access to it.

We do not sell information gathered through the Spirit Finance Corporation site to any third parties, and we do not disclose it to third parties unless necessary to process a transaction, provide you requested services, or as otherwise permitted by law. We may also share that information with third parties that perform administrative or other ancillary services for Spirit Finance Corporation.

We maintain physical, electronic, and procedural safeguards to protect your information. Within Spirit Finance Corporation, access to such information is limited to those who need it to perform their jobs, such as servicing your accounts, resolving problems, or informing you of servicing or lease-related matters.

Information Collected and How We Use It

Aggregate information is non-identifying statistics such as information about how many visitors log on to our sites, the pages they access, etc. This information is automatically collected. Our Web servers collect the IP addresses of visitors, not the e-mail addresses. Spirit Finance Corporation uses this information to measure the use of our site, to improve the content of our site, and to monitor access for security purposes. In general, you can visit our Web site without telling us who you are, or revealing personal information about yourself.

Links to Other Sites

We link to a number of third-party external sites. The inclusion of any link does not imply Spirit Finance Corporation's endorsement of the external site company, its Web site, or the products and services it promotes or sells. Once you've clicked a link and have left our site, our Privacy Policy no longer applies and you must read the privacy policy of the third party to see how your personal information will be handled on their site.

Cookies

A cookie is a very small text file that a Web page server sends to your hard drive, in response to your browser's request for a Web page. The purpose of the cookie is to help a Web site's server recognize a user. Sites with secured information use cookies to help recognize user IDs, or on our site, to help users navigate between secured and unsecured information. Cookies also help Web site managers track which information on their site is most useful and most often accessed, and which pages are seldom visited. The cookie for our site, recognizable only to our server, simply helps to identify you and tell us which information you wish to read, and which you don't.

Most browsers accept cookies automatically, but they can be configured to not accept them, or to indicate whenever a cookie is being sent.

Data Security

Spirit Finance Corporation is committed to protecting the security of your information. We use a variety of security technologies and procedures to help protect your personal information from unauthorized access, use or disclosure.

Changes to This Privacy Statement

We may occasionally update this privacy statement. When we do, we will also revise the “last updated” date at the bottom of the privacy statement. For material changes to this privacy statement, we will notify you by placing a prominent notice on the home page of our Web site. We encourage you to periodically review this privacy statement to stay informed about how we are protecting the personal information we collect. Your continued use of the service constitutes your agreement to this privacy statement and any updates.

Contact Us

Should you have other questions or concerns about this Privacy Policy, please contact us using the Contact Us link of our website. We welcome your questions and suggestions about our Privacy Policy.

Please feel free to contact us with any questions you may have concerning our Terms of Use.